The saying goes that an apple a day will keep the doctor away. Unfortunately, it is not always that simple. South African health care is amongst the most expensive in the world. A good medical aid scheme can help you overcome very high costs in a time of trauma.

The Afken Group is registered under the Medical Schemes Act in South Africa and our specialists can advise you on what products best suit your individual or business needs.

• Make sure you insure against the major costs of medical emergencies before thinking of the minor ones.
• Be certain that your medical aid covers hospital, chronic medication (if this is needed) and costly out of hospital procedures like MRI and CAT scans.
• If you are funding your own medical aid, or are part of a company medical aid scheme, you need to know just what you are not covered for!
• It is important to remember that penalties may be levied by medical aids if you have not been a member of a Medical Aid for a period of time, better not delay joining-the sooner the better!
• Prevention is better than cure, give yourself peace of mind.

Promotion of a healthy lifestyle is becoming more prevalent in South Africa and medical aids are promoting healthy living comprising of regular exercise and good eating habits as they have realised the importance of well being and lower medical costs.